American Banking refers to the system and processes through which financial institutions in the United States offer banking services to individuals, businesses, and government entities. This includes a wide range of services such as accepting deposits, providing loans, facilitating payments, and offering financial products like credit cards and investment services. The industry is regulated by various federal and state authorities, with key players including commercial banks, savings institutions, credit unions, and investment banks. American Banking also encompasses the development of digital banking and fintech innovations that have transformed how consumers interact with financial services. The sector plays a crucial role in the U.S. economy by enabling financial transactions, supporting economic growth, and fostering stability in the financial system.