金融リスク, translated as “Financial Risk,” refers to the potential for loss or adverse outcomes that can affect the financial performance of an organization or individual. It encompasses various types of risks that can arise from financial transactions or market conditions, including credit risk (the risk that a borrower will default on a loan), market risk (the risk of losses due to changes in market prices or interest rates), liquidity risk (the risk of not being able to meet financial obligations due to an inability to convert assets into cash), and operational risk (the risk of loss from inadequate or failed internal processes). Financial risk is a fundamental concept in finance and investing, as it helps individuals and organizations assess potential uncertainties and losses associated with their financial decisions and investments. Managing financial risk involves the identification, assessment, and mitigation of these risks to achieve desired financial outcomes while minimizing potential negative impacts.